Proactive Insurance Risk Management | Quarticle Prevention Solution

Trusted by“

Quarticle prevention solutions give us the foresight to act before losses occur. By combining exposure analytics with real-time spatial insights, we’ve embedded prevention directly into our underwriting and risk management processes. It’s a game-changer for proactive risk control.

Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees

Client Success Stories

Insurance Case StudyThe World's Largest Primary Insurer Unified GIS Applications and Reduced Costs by 65% with Quarticle's Location Intelligence Framework

Insurance Case StudyEnhancing GIS Performance and Flood Data Management in Europe for the Switzerland-based Global Reinsurance Leader

Insurance Case StudyThe World’s Largest Primary Insurer Reduced Costs by 65% and Transformed Its Underwriting Platform with Qarta™

Proactive Risk Prevention for Insurance

The Quarticle Risk Prevention and Resilience Intelligence solution empowers insurers with proactive risk management by integrating real-time geospatial analysis and field data capture directly into underwriting, claims, and engineering workflows. This enables risk managers to identify and mitigate exposures before they result in costly claims.

Graph by Quarticle geospatial intelligence app displays a detailed map of Aargau Canton, featuring a grey buildings layer overlaid with a flood hazard layer. The flood risk is color-coded: red areas indicate significant risk, blue areas highlight moderate risk, and yellow areas represent low risk. A legend titled "Gefahrenkarte Hochwasser" explains the risk categories, and the interactive map tools are visible on the right.

What It Delivers

Early Risk Identification

Leverage official hazard models, such as regional flood mapping from the Aargau canton in Switzerland, combined with insured portfolio footprints to identify vulnerable exposures. Emphasize risk mitigation and management consulting to guide proactive identification, prioritization, and effective mitigation strategies before risk escalation.

Automated Mitigation Guidance

Generate detailed digital dossiers with actionable, prescriptive recommendations that prioritize mitigation strategies. Support compliance with regulatory frameworks and building permit requirements to ensure you can proactively manage risks and meet all necessary legal obligations effectively.

Field-Enabled Assessments

Empower risk specialists with the Mobile Editor app for efficient onsite data capture, with seamless real-time synchronization to central systems, enabling rapid, informed decision-making.

Operational Efficiency

Enhance the connectedness of the entire risk management chain by providing seamless access to relevant data, from building details and prior claims history to damage assessments. This integration enables underwriters, claims handlers, and damage prevention experts to collaborate effectively using unified spatial workflows.

Vendor Independence

Rely on fully OGC-compliant services designed to maintain autonomy and avoid costly vendor lock-in, ensuring scalability and organizational control.

Key Outcomes for Insurance Teams

Proactive loss prevention through early spatial risk insights

Coordinated mitigation planning to prevent large-scale losses

Connected workflows across prevention, engineering, and claims teams

Seamless compliance with automated digital prevention dossiers

Scalable rollout from core tools to full AI-driven analytics

Map visualization shows building footprints, flood hazard zones, and an urban zoning plan. Next to the map, there is a photo of a road sign partially submerged by floodwaters and a hazard warning icon. The combined image illustrates how flood risk mapping is integrated with urban planning and civil engineering for hazard management.

Built for the Demands of Insurance Risk

Powered by our scalable Qarta™ cloud-native GeoIntelligence engine and the Graph interactive location intelligence app, the platform integrates easily with your existing systems to deliver timely, accurate insights. From early hazard detection to field assessments, it equips underwriting, claims, and engineering teams with the data they need to enhance prevention and reduce losses.

Graph by Quarticle interface showing the Site Risk Assessment feature for building-level flood risk analysis, with a mapped site, flood hazard layers, and a Site Coverage Risk Assessment table on the right listing surfaces, min risk, max risk, and points.

Site Risk Assessment - Assess flood risk at the building level

Analyze entire sites at the building level to understand where exposure sits. By intersecting building footprints with flood hazard layers, the feature calculates flood depth and exposure per structure across return periods, supporting more precise damage estimation, targeted mitigation, and efficient underwriting.

Who Benefits

Underwriters

Gain a richer risk context for more accurate pricing and portfolio management.

Risk Engineers & Surveyors

Conduct efficient onsite assessments and prioritize remediation efforts.

Claims Managers

Enable early intervention with damage-limiting, actionable recommendations.

Exposure Managers & Cat Teams

Support real-time accumulation monitoring and proactive prevention planning.

Proactively manage insurance risk with advanced geospatial intelligence