Automated Cloud-Native GeoIntelligence for P&C Insurance

API-driven geospatial platform for real-time analysis, large-scale enrichment, and enterprise deployment.

A person holding a smartphone with a digital, glowing globe and data network visualization hovering above the screen. The image represents mobile access to geospatial intelligence and global data.
Clients & Partners
“

Quarticle’s geospatial intelligence platform allowed us to harmonize our application landscape. We can now manage all geospatial workflows centrally, driving efficiency and effectiveness across our underwriting operations.

Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees

Critical Challenges Facing P&C Insurers Today:

problemIncreasing CAT Volatility and Climate Exposure
problemEscalating Cloud Costs
problemFragmented Risk and Geospatial Data
problemRegulatory and Audit Pressure
problemSlow Geo-Enrichment and Underwriting Workflows
problemLack of Real-Time Portfolio Transparency
problemLegacy GIS Engines That Don’t Scale
problemGeopolitical Instability and Accumulation Risks

Why Quarticle for Insurance

225,000+

Hours Focused on Insurance GeoIntelligence

Over a decade

Perfecting workflows for precision, speed, and resilience in P&C operations.

Quarticle Solutions for Insurance

A stack of images featuring a flood geographic layer next to a photograph of a

Risk Prevention & Resilience Intelligence

Proactively integrate real-time geospatial analysis and field data to identify high-risk areas, emerging hazards, and exposure concentrations. Automated alerts and predictive analytics help underwriters, claims, and risk teams mitigate potential losses before they occur.

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Portfolio Data Enrichment Engine

Transform raw insurance data into structured, enriched datasets for hazard, location, and exposure information, enabling accurate risk modeling, pricing, and compliance with real-time, audit-ready geo-enrichment.

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Footprint & Georisk Analysis

Leverage real-time event and hazard data to map exposures across portfolios, regions, and lines of business, enabling rapid underwriting, claims response, and optimized accumulation planning.

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Underwriting Risk & Accumulation Control

Combine dynamic risk analysis, live portfolio visualization, and automated monitoring to track accumulations, and deliver scalable, compliant insights across millions of policies.

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Unified Risk Management & GeoIntelligence Platform

Quarticle unifies a scalable geospatial intelligence engine, enrichment APIs, event-driven processing, data visualization, and AI-enabled analytics into a single interoperable platform for insurance operations.

Cloud-native

Kubernetes-native architecture with horizontal scaling, distributed processing, and workload isolation.

Audit-ready

Version-controlled datasets with full traceability from source to output for audit and regulatory use.

Enterprise-grade

High-throughput processing for real-time risk analysis across single events to millions of policies.

Real-time risk workflows

Supports real-time event and hazard data to power underwriting, claims, and portfolio monitoring workflows.

Observability and governance

Integrated observability, policy enforcement, and governance controls across data pipelines and geospatial services.

Digital sovereignty by design

GDPR-compliant European deployment on STACKIT infrastructure with full control over data, processing, and deployment.

Managed open source

Production-grade geospatial systems built on open standards with managed deployment, optimization, and enterprise governance.

API-first

API-driven integration with underwriting systems, exposure models, and enterprise BI tools.

Models and data foundation

The Quarticle platform brings together

Statistical models based on historical loss and hazard data

We integrate stochastic risk models and climate intelligence data by Haskoning (for flood, wind and storms, fire, temperature, water stress, geological, coastal, and atmospheric perils).

Real-time global event feeds

We ingest real-time global event data from official and authoritative sources across major peril categories, including earthquakes, floods, wildfires, tropical wind severity, cyclone tracks, hurricanes, volcanic eruptions, drought, and soil moisture conditions. Owned event footprints can also be added (either as polygons or GeoJSON).

Forward-looking forecasting models

For forecasting, the platform integrates national, regional, and global weather services, such as the Google Weather API and Meteomatics, providing P&C insurers with forward-looking, scenario-based risk insights that complement real-time event data and historical models.

Quarticle Product Suite

Cloud Container Platform for Insurtech Engines

Run your insurance applications faster, more reliably, and at scale.

Scalability on demand

Easily handle more users, data, or workloads without delays.

Cloud-agnostic & portable

Works on any cloud or hybrid setup, giving you full control.

Enterprise security & compliance

Built-in access control, monitoring, audit trails, and isolation for data protection.

Measurable Impact for P&C Organizations

40%

faster time-to-quote

99.9%

SLA with full auditability and OGC compliance

Scales from 10 analysts to 10M users

3x

less manual intervention across risk workflows

Supports over15,000+

Property & Casualty underwriters globally

65%

lower infrastructure and licensing costs

Client Success Stories

What Our Clients Say

“

Quarticle’s geospatial intelligence platform allowed us to harmonize our application landscape. We can now manage all geospatial workflows centrally, driving efficiency and effectiveness across our underwriting operations. Providing our customers and brokers with significantly faster, higher-quality services not only reduces operating costs, improves underwriting decisions, and increases margins - it also enables us to deliver a best-in-class experience to our users.

Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees
“

Blazing fast, cost-efficient, and easy to integrate, RAPID empowers our renewal processes and risk modelling. Fully automated geoprocessing and geo-enrichment of both small books and large portfolios is no longer a challenge. We’ve reduced human intervention by more than 300% - from core insurance systems to scenario modelling, everything is connected and enabled within a short implementation phase.

Kai Ole Rogge, Former Head of GIS, Global P&C Insurer with 150,000+ Employees
“

Quarticle’s Graph platform is intuitive, reliable, and easy to use. Our teams work more efficiently and confidently, enabling stronger underwriting decisions.

Chief Claims Officer for a large Italy-based Insurer

Turn insurance geospatial data into operational intelligence

Consult our experts to explore your use case.